Most property insurance claims in Los Angeles are caused by wildfires, floods, and other natural disasters. Unfortunately, the 6th most common reason for filing an insurance claim has nothing to do with Mother Earth, but rather with unlawful individuals who willfully steal other people’s property.
Like other types of damage claims, the theft or burglary insurance claim process is full of pitfalls that can easily cause you to get a smaller payout than you lawfully deserve. The surest way to avoid this is to hire a seasoned public adjuster who knows the ins and outs of insurance law.
Before you start typing “property damage adjusters near me” into Google, read the rest of this article. We’ll answer a few common questions about the theft or burglary claim process, and tell you where to find a respected public adjuster service in Los Angeles. Read on.
What should I do if I discover a theft or burglary?
Having your home or workplace broken into, or your car stolen, is always a stressful situation. As with filing vandalism damage claims, however, it’s important to remain calm and follow the correct steps in order to avoid accidentally undermining your claim.
The first thing you need to do is ensure that the perpetrators are no longer around and that your home or workplace is safe to enter. If you suspect they’re still present, you should immediately retreat to safety and call 911. Do not try to confront them yourself: they may be armed and dangerous.
Once you’re certain the perpetrators have left, you should:
- Notify the Los Angeles Police Department and file a police report.
- Create photos and videos of personal or structural property damage.
- If you’re a tenant, contact your landlord and inform them about the situation.
- Notify your insurance company early on in order to stay within the insurance claim deadlines.
- Prevent further damage by making emergency repairs (if necessary). Keep all receipts.
- Don’t dispose of any damaged belongings before your insurer has had the chance to assess your losses.
When should I contact reliable property damage adjusters near me?
As soon as possible. Insurance companies tend to keep a very close eye on theft or burglary cases because many of these claims have turned out to be fraudulent in the past. Enlisting the aid of a trusted public adjuster will provide ample proof to your insurer that your claim is legit and ensure you get what you are entitled to.
Should I compile a list of damaged or stolen items?
Absolutely. Every claim relies on thorough documentation, so make sure to provide an extensive inventory of all stolen and damaged items. Include in-depth information, as well as evidence of ownership (if available).
Your inventory should include:
- Time, date, and place of purchase of each item.
- The cost of the item.
- The model and brand of the item.
- A copy of the original purchase receipt (if possible).
- Videos or photos that prove ownership of the damaged or stolen item (if possible).
Where can I find dependable Los Angeles property damage adjusters near me?
Whether your home, office, or vehicle was broken into, vandalized, or damaged by a natural catastrophe such as the Kincade Fire, you can count on Integral Adjusters LLC to ensure your insurance claim ends with the most favorable outcome possible.
“What makes Integral Adjusters the top property damage adjusters near me”, we hear you ask. The answer is: everything. With more than 13 years of experience working as an insurance defense lawyer, our very own Michael McEvoy is unrivaled when it comes to understanding insurance law and the techniques used by insurance companies.
By scheduling your free consultation today, you too can benefit from Michael’s extensive experience, knowledge, and negotiation expertise.